We understand that there are many resources for getting out of debt and managing finances. These range from your self-help books to seminars, videos, and a variety of other products. We view this as similar to the diet industry. There are many “fixes” out there, but it all boils down to doing certain things like exercising regularly and eating balanced meals within certain limits. The same is true for finances. We are not out to sell a quick fix, but rather to help people develop healthy habits and a financial lifestyle that will ensure their success. Here is a list of the Top 5 Questions that people should be asking when searching for financial help:

1.      Is there really a quick fix for my finances? To be honest, you need a long-term plan and goals to maintain your finances successfully. You can try those products that promise fast results, but they do not work for long, and you will end up back in debt or even further in debt than when you started. We believe in a personal approach to fixing your finances by finding out what in your life specifically affects them and what changes could be made so that you can be successful.

2.      What does it mean that “money is the smallest part of my finances”? Every area of your life affects your finances, from relationships to your job to your goals and dreams. Money is part of your finances, but it is the smallest part because every other area in your life affects how the money comes in and goes out and whether or not you enjoy life. In our courses we take a look at what money actually is, how people traditionally view it, and how we can change our perceptions so that we can focus on the real big picture.

3.      How could a Financial Life Coach help me? Why do I need a coach? A Coach is there to teach you things, to help you make improvements, to encourage and support you, to see you through failures and into success. You can learn ways to do well and manage your money, but a Coach is there to ensure your success and bring it to higher levels. Even the greatest athletes in the world have coaches.

4.     Where does my money go? It is actually not very hard to write a budget. When people come into our office, we can sit down with them and write out line by line what they spend on things. However, just because you write down that you spend $200 a month on groceries, it does not mean that is the real amount you spend. It could be closer to $400 and you just don’t realize it. We stress the importance of tracking every penny for a while so that our clients can see where all of the money goes and where there might be spending leaks. By doing this we can help make changes and get your finances on track.

5.     Are my finances really OK? Many people think they are doing OK with their finances. They are often surprised to find out that they could be doing so much better. They could be saving for retirement and investing so that they make more income from their investments than what they spend each month. They could set up a periodic savings account so they don’t have to try to come up with funds in an emergency. Even if you are doing OK, we want to bring you to a much better place where you are confident and in control of your finances, a place where you enjoy and love your life.

Here is a quick list of the top 5 most frequently asked questions about the iMoneyCoach program with a brief answer. To find out more, give us a call or visit us on the web at www.imoneycoach.com:

1.        What is iMoneyCoach?  It is a long-term process of goal setting, training, and encouragement to help you take focused action to achieve your goals. It is a system that actually produces lasting results because it is NOT the one-siz-fits-all approach that is so common and ineffective today. We walk with you through an interactive process of figuring out barriers to your financial independence and setting goals to break through those barriers and move towards success.

2.        Who is it for? People who feel stuck, make decent money but never have anything to show for it, those who have tried everything to make their finances work but have not had success, and those who want to be successful so they can leave a legacy by teaching their children how to manage their finances well.

3.        How does it work? You will work with a Financial Life Coach who will teach you our system and work with you to create a personalized financial management plan. If you find you do not have the time to do this (we recommend you make time though!), then you can access our online courses and go through them at your own pace. The courses are available at http:/store.imoneycoach.com.

4.        What is a Financial Life Coach? Think of an athletic coach. A Financial Coach is similar in that he or she takes an outside view, offering insights that are not visible otherwise – because we all have blind spots. A Coach is there to see us through our failures, to encourage us, to help us see where we can improve, and to keep us going. A Financial Life Coach helps us sort through our lives to figure out our finances and what affects them so we can make the necessary changes and be able to live life to its fullest.

5.        How is iMoneyCoach different? Here we take a different approach to finances because we recognize that every area of our lives affects our finances. We cannot change our financial situation until we understand how those areas affect our finances. The main areas that we believe life is comprised of are: Spiritual, Personal, Relationships, Work, and Finances. These areas need to be in balance in order for a person to be able to achieve success and live a life they love.

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