Budget

Fortunately, when I was younger I was taught some good money management skills. A single parent, my mom worked hard to make ends meet and often sat with my sister and I to show us how she wrote checks to pay bills and how to manage a checkbook. She taught me that debt was not [...]

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iMoneyCoach on December 5th, 2012

How many times have you heard that you should be putting aside at least $50 or $100 a month into your savings account? And how many times have you been frustrated, either thinking that there is no way you can come up with that much or wondering if it should be a savings account or [...]

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iMoneyCoach on November 14th, 2012

No doubt you have heard the phrase “keeping up with the Joneses.” This idiom has been around for decades and it refers to comparing oneself or one’s family to a neighbor or idea of someone who is doing better or keeping up a higher socioeconomic status. When you watch TV these days you have to [...]

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So you have finished college and are now going to head out to the “real world.” You have dreamed all your life about being a real adult and getting to be in charge right? Well, as they say, “with great privilege comes great responsibility.” You will now be in charge of your finances, and no [...]

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iMoneyCoach on May 9th, 2012

It is a common misconception that budgets are only for poor people. In reality though, budgets are for everyone who wants to be able to hang onto their money and spend it on the things that are important to them. If you use money, a budget is a great tool that can help empower you [...]

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