Finances
Kelly Richards stood at the grocery checkout, frantically digging through her purse. Her one-year-old son, Steven, sat in the cart leaning his head against her arm. He’d been running a fever all day and was beginning to fuss. Steven’s three-year-old brother, Brandon, was whining for the neon package of gum just out of his reach [...]
Continue reading about Response to Money: Fears, Emotions, Behaviors
A lot of people ask why it is important to have a budget and track their spending. They think they do alright and have a general idea of where their money is going each month. To be truly effective financially though, a budget is a necessity. Let’s say we sit down together and have you [...]
With all that has been going on in our economy lately, people are starting to question the banking system. Did you know that the Federal Reserve is not a part of our government? In fact, when they meet with Congress, the Federal Reserve is pretty much telling Congress what to do – not the other [...]
Take a second to stop and think about how you view money and why. Where did you first learn about money? What was it you learned? When you were young, did you learn that there was never enough money for your family so now you work and work to hoard because you are still afraid [...]
Continue reading about Why Do We Respond to Money the Way We Do?
Recent studies have shown that the younger the generation, the less money there is going towards retirement savings. From the Swing generation (1928-1945) through Generation Y (late 1980s), there is less and less money being saved. And people are putting more faith in the Social Security benefits they are supposed to receive, even though reports [...]
Continue reading about America: Land of Financial Struggles and No Retirement Savings??
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